Un ingenioso truco para evitar comisiones en tu cuenta de trade republic

In the ever-evolving landscape of personal investments, one platform has emerged as a clear favorite among users: Trade Republic.

But what sets it apart?

For starters, Trade Republic charges a flat fee of just 1 euro per trade, regardless of the buy volume. At first glance, paying a single euro to acquire shares of Apple, Microsoft, or an index fund may seem like a steal.

However, if your investment strategy involves making small, periodic deposits of 20 or 50 euros, that 1 euro commission could start to add up, eating into your returns.

But fear not, for there's a perfectly legal way to sidestep this extra fee. The key lies in Trade Republic's automated savings plans.

Here's the trick:

Instead of executing a single, immediate buy order, you'll create a recurring deposit plan. This allows you to automate your investments by scheduling regular purchases (e.g., 100 euros every month in an S&P 500 ETF) without incurring additional fees.

The catch? You'll need to program these trades within a plan, rather than using the app's standard 'buy now' feature.

So, how do you pull this off? It's surprisingly simple:

1. Select the asset you want to buy, whether it's a stock, ETF, or cryptocurrency.

2. Ignore the 'buy' button at the bottom of the screen.

3. Instead, choose the 'Savings Plan' (or 'Create Plan') option.

4. Enter the exact amount you want to invest, say 50 euros.

5. Choose the frequency and execution date for your trade. Typically, you'll be given the option to execute on the second or 16th of each month.

6. Confirm the plan, and the system will schedule the purchase for the chosen date, deducting the funds from your cash balance without charging a single cent in commissions.